Prescription drugs have been an exploding industry in this country. 100 years ago street vendors and self proclaimed men of medicine would hawk medical remedies from horse drawn carriages. Today these potent substances are regulated and controlled through acts of congress which define what must have a prescription and what does not. There have been great advances in this field making modern drug therapy something that many individuals could not live without.
Prescription drugs are also a very sensitive subject when it comes to persons living on fixed incomes. With advancements in effectiveness so has come a steady rise in cost. What was once a small incidental expense has grown into a quality of life threat.; many elderly must choose between basic necessities and their prescription medications.
Prescription drugs are an expensive part of any medical coverage plan. Here is a discussion on the aspects of a Return of Premium Rider and how th at could effect a policy holder.