Return to Original Long Term Care Insurance Discussion Board Archived Index

Re: Kanawha Insrance Company

Posted by bmays on August 03, 2001 at 21:56:55:

In Reply to: Kanawha Insrance Company posted by Alvin Combs on August 01, 2001 at 16:49:03:

I got a LTC policy from Kanawha about a year ago, and what you're saying is pretty much what it is. I checked into the company, including calling the insurance commissioner, and couldn't find anything that was any kind of a problem. As I recall they have a website, which I think lists their rating with Best. I initially got my policy after calling two separate agents that dealt exclusively in LTC insurance, and they both came up with Kanawaha as the best plan at the best price for what I wanted. Of course the premiums are based on age, so my premium is a little different. I will end up with a paid up policy when I retire, which I really like. I was told the reason they have such good rates, is that their best premiums are for younger people and after a certain age (and added risks), the premiums go up and they are no longer a value. They are a company that is not buying risk. I definitely think they are worth your consideration. I can't help you with the Penn Teaty question, because I don't even know what that is. Sorry.

: Has anyone heard of the Kanawha Insurance Company in SC. I have a GE policy but an agent called me just a few minutes ago and said he could write me with Kanawha for $112 a month for a $140 a day home/nursing home, 90 day wait, 5 % compound inflation and lifetime coverage. Is this a Penn Treaty type company. How long has Kanawha been selling LTC insurance. What are Kanawha's ratings.

Follow Ups:

Re: Kanawha Insrance Company : I got a LTC policy from Kanawha about a year ago, and what you're saying is pretty much what it is. I checked into the company, including calling the insurance commissioner, and couldn't find anything that was any kind of a problem. As I recall they have a website, which I think lists their rating with Best. I initially got my policy after calling two separate agents that dealt exclusively in LTC insurance, and they both came up with Kanawaha as the best plan at the best price for what I wanted. Of course the premiums are based on age, so my premium is a little different. I will end up with a paid up policy when I retire, which I really like. I was told the reason they have such good rates, is that their best premiums are for younger people and after a certain age (and added risks), the premiums go up and they are no longer a value. They are a company that is not buying risk. I definitely think they are worth your consideration. I can't help you with the Penn Teaty question, because I don't even know what that is. Sorry. : : Has anyone heard of the Kanawha Insurance Company in SC. I have a GE policy but an agent called me just a few minutes ago and said he could write me with Kanawha for $112 a month for a $140 a day home/nursing home, 90 day wait, 5 % compound inflation and lifetime coverage. Is this a Penn Treaty type company. How long has Kanawha been selling LTC insurance. What are Kanawha's ratings.

Return to Original Long Term Care Insurance Discussion Board Archived Index

Learn More About Your options...

Texas license # 1270417