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UNUM- EXAMPLE OF BROKERED INSURANCE

Posted by Howard on November 18, 2002 at 17:29:47:

Who knows about the LTC claims problems with the company? After watching the 60 minutes special, I think this presents a strong case for knowing your agent, who he/she works for, how many companies they represent, and who has your best interests in mind. Who else could some of these disability holders turn to besides the claims department of the insurer? The independent agent who sold the policy? It's true, bigger is not better, and an independent agent cannot always provide a true objective value or accountability anymore than a captive agent could.


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Re: UNUM- EXAMPLE OF BROKERED INSURANCE : Who knows about the LTC claims problems with the company? After watching the 60 minutes special, I think this presents a strong case for knowing your agent, who he/she works for, how many companies they represent, and who has your best interests in mind. Who else could some of these disability holders turn to besides the claims department of the insurer? The independent agent who sold the policy? It's true, bigger is not better, and an independent agent cannot always provide a true objective value or accountability anymore than a captive agent could.

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