Return to Original Long Term Care Insurance Discussion Board Archived Index

Re: SELF INSURE to ELIMINATE LTC

Posted by Concerned Friend on July 31, 2002 at 22:47:09:

In Reply to: Re: SELF INSURE to ELIMINATE LTC posted by Scott Olson on July 31, 2002 at 21:53:02:

Scott, My sympathy to you all for what you went through. My point is that if someone else is in charge of my health care, that means I'm incompetent of making my own decisions. Therefore, instead of buying insurance to guarantee the nursing home and medical establishments are assured of their fees, I made a decision while I'm still competent that by the time I lay dying, I want my heirs to realize a gain, not a loss from my leaving. If my quality of life does not bring happiness to me or those around me, let me go. Happiness means doing things that are enjoyable to me, sitting in a wheelchair and soiling my pants, not recognizing loved ones, or staring at the other patients drooling at the dinner table is not enjoyable to me. Long term care insurance is simply another profitable growth industry for everyone involved. I refuse to pay their premiums so I can subsist for long periods in the underpaid, understaffed and overworked nursing home industry. The essence of my life is contributing. When I cannot contribute any more to design, writing, family, or hobbies, please let me go. Contribute whatever funds I've accumulated to my heirs, not to long-term care. We all have to go sometime, keeping people alive indefinitely is an invention of the modern medical community, way beyond reasonable expectations. In the last 2 years I've seen many patients so wasted away from disease it'd be a blessing if they'd just die. But with todays drugs and medical policies, they keep them subsisting. They look like concentration camp victims, and it's legal! Well, so is my POA for Health Care Document my lawyer wrote with my help. I encourage anyone worried about spending their estate on long term care consider how the POA document may give the protection they seek. Your concerned friend.

Follow Ups:

Re: SELF INSURE to ELIMINATE LTC Scott Olson 23:12:58 07/31/02 (14)
- Re: SELF INSURE to ELIMINATE LTC Independent Thinker 23:25:25 07/31/02 (13)
  - Re: SELF INSURE to ELIMINATE LTC Scott Olson 07:56:45 08/01/02 (12)
    - Whose choice is it? Wally 12:55:29 08/01/02 (11)
      - THERE IS AN ALTERNATIVE Concerned Independent 20:41:12 08/01/02 (10)
        
        Re: THERE IS AN ALTERNATIVE bluemarlin08 19:53:52 08/02/02 (7)
        
        YOU'RE RIGHT ABOUT THAT Concerned Independent 13:03:34 08/04/02 (6)
        
        Re: YOU'RE RIGHT ABOUT THAT bluemarlin08 17:31:35 08/04/02 (5)
        
        THAT'S THE TRUTH curator 911 museum.com 18:17:29 08/04/02 (4)
        
        Re: THAT'S THE TRUTH Becki Fahle 18:14:27 09/02/02 (0)
        
        Re: THAT'S THE TRUTH bluemarlin08 18:32:04 08/04/02 (2)
        
        THAT'S NOT WHAT I SAID Dbl. Aaaaaaaack 19:21:26 08/08/02 (1)
        
        Re: THAT'S NOT WHAT I SAID sue 03:33:55 10/10/02 (0)
        
        Re: THERE IS AN ALTERNATIVE bluemarlin08 19:50:22 08/02/02 (0)
        
        Re: THERE IS AN ALTERNATIVE bluemarlin08 19:50:21 08/02/02 (0)

Re: SELF INSURE to ELIMINATE LTC : Scott, My sympathy to you all for what you went through. My point is that if someone else is in charge of my health care, that means I'm incompetent of making my own decisions. Therefore, instead of buying insurance to guarantee the nursing home and medical establishments are assured of their fees, I made a decision while I'm still competent that by the time I lay dying, I want my heirs to realize a gain, not a loss from my leaving. If my quality of life does not bring happiness to me or those around me, let me go. Happiness means doing things that are enjoyable to me, sitting in a wheelchair and soiling my pants, not recognizing loved ones, or staring at the other patients drooling at the dinner table is not enjoyable to me. Long term care insurance is simply another profitable growth industry for everyone involved. I refuse to pay their premiums so I can subsist for long periods in the underpaid, understaffed and overworked nursing home industry. The essence of my life is contributing. When I cannot contribute any more to design, writing, family, or hobbies, please let me go. Contribute whatever funds I've accumulated to my heirs, not to long-term care. We all have to go sometime, keeping people alive indefinitely is an invention of the modern medical community, way beyond reasonable expectations. In the last 2 years I've seen many patients so wasted away from disease it'd be a blessing if they'd just die. But with todays drugs and medical policies, they keep them subsisting. They look like concentration camp victims, and it's legal! Well, so is my POA for Health Care Document my lawyer wrote with my help. I encourage anyone worried about spending their estate on long term care consider how the POA document may give the protection they seek. Your concerned friend.

Return to Original Long Term Care Insurance Discussion Board Archived Index

Learn More About Your options...

Request your Free Insurance quote and you will receive our Guide to LTC Insurance. The Guide is filled with more information to help you learn even more and its FREE!

Texas license # 1270417