Long-Term Care (LTC) Insurance Glossary of Terms
- Accessibility
Accessibility is the ability of impaired or debilitated persons to obtain services or perform actions needed for every day living. - Aging
Aging is not just getting older. It is a complex social, political and economic phenomenon that impacts the individual and encompasses all aspects of society. - Baby Boomers
A “Baby Boomer” is someone who was born between the years of 1946 and 1964. - Care Giving
Care Giving is the provision of assistance to people who have difficulty properly caring for themselves. - Disability
Disability is a mental or physical or difficulty that limits an individual's ability to perform every day tasks. - Elder Law
Elder law is a sub-set of the laws of this country that pertain to the rights and treatment of persons of retirement age. - Hospitals
Hospitals are institutions designed to provide medical care for injured, sick or incapacitated individuals. - Long Term Care
Long term care is the provision of support services for those individuals that have difficulty carrying out daily living skills; dressing, bathing, eating, cleaning, ect. - Medicaid
Medicaid is a federal health insurance program that is administered by states. - Medical Insurance
Medical Insurance is a product that you pay for, and is designed to provide insurance coverage should you be in need of medical services. - Medicare
Medicare is a health insurance program that is for people over the age of 65, and is administered by the federal government. - Parkinson's Disease
Parkinson's disease is a neurological disorder that effects the nervous system and afflicts just one million people in the United States. - Prescription Drugs
Prescription drugs are substances that are regulated by state and federal authorities and must be sold to a person who has been written a prescription for them by a licensed person. - Retirement
Retirement is the stage of a person's life where they will no longer attend work, on a regular basis for pay.
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