Chronic Bronchitis - Long Term Care Insurance - Group, Health, Comparison, Best, Price

Request a Long Term Care Insurance Quote and receive a Free Insider's Guide

Please visit our LIVE! Long Term Care Insurance Discussion Board

Archive of Past Discussion Board

Please Note: Posting Functions for this Board will no longer function!

Chronic Bronchitis

Author: Dennis
Date: 02-23-05 10:13

I'm trying to place LTC for a 54 year old female who is being treated for chronic bronchitis. Has been turned down once. There is a long history (over 10 yrs) of steriod treatment. Otherwise she is in very good health. No other Rx's and height/weight is good. Any suggestions for quality companies that may write a substandard policy.

Thanks

Re: Chronic Bronchitis

Author: Arthur Rudnick
Date: 02-23-05 10:29

Dennis:

4 questions:

1) Has there been any history of hospitalizations?
2) Is she a smoker?
3) What is her dosage of prednisone?
4) Is she now, or has she ever used oxygen?

Either smoking and/or a history of hospitalizations could be a major problem and an automatic decline with a number of companies.

Oxygen usage is an automatic decline with everyone.

Also, each company has a different tolerance for a dosage of prednisone (steroids). Most companies will tolerate up to 10 mg/day.

I have found that the most liberal company for someone with respiratory problems on prednisone is GE Capital. I've placed people who take up to 20 mg./day.

Once you have the answers to these questions, call GE's underwriting hotline and they will let you know if they will consider.

Arthur

Threaded View

Newer Topic | Older Topic

Learn More About Your options...

Request your Free Insurance quote and you will receive our Guide to LTC Insurance. The Guide is filled with more information to help you learn even more and its FREE!

Texas license # 1270417