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Long-Term Care (LTC) Insurance Glossary of Terms

Accessibility
Accessibility is the ability of impaired or debilitated persons to obtain services or perform actions needed for every day living.
Aging
Aging is not just getting older. It is a complex social, political and economic phenomenon that impacts the individual and encompasses all aspects of society.
Baby Boomers
A “Baby Boomer” is someone who was born between the years of 1946 and 1964.
Care Giving
Care Giving is the provision of assistance to people who have difficulty properly caring for themselves.
Disability
Disability is a mental or physical or difficulty that limits an individual's ability to perform every day tasks.
Elder Law
Elder law is a sub-set of the laws of this country that pertain to the rights and treatment of persons of retirement age.
Hospitals
Hospitals are institutions designed to provide medical care for injured, sick or incapacitated individuals.
Long Term Care
Long term care is the provision of support services for those individuals that have difficulty carrying out daily living skills; dressing, bathing, eating, cleaning, ect.
Medicaid
Medicaid is a federal health insurance program that is administered by states.
Medical Insurance
Medical Insurance is a product that you pay for, and is designed to provide insurance coverage should you be in need of medical services.
Medicare
Medicare is a health insurance program that is for people over the age of 65, and is administered by the federal government.
Parkinson's Disease
Parkinson's disease is a neurological disorder that effects the nervous system and afflicts just one million people in the United States.
Prescription Drugs
Prescription drugs are substances that are regulated by state and federal authorities and must be sold to a person who has been written a prescription for them by a licensed person.
Retirement
Retirement is the stage of a person's life where they will no longer attend work, on a regular basis for pay.

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