Care Giving

Traditionally, care giving was support that was provided to the elderly by family members and through state and private institutions. Predominantly it was family members, most often children that would take a parent into their homes and provide all necessary care. This would be through physical assistance with activities such as dressing, bathing, shopping and by providing shelter and meals. State run facilities would provide care for the indigent whose families could not provide support.

The emergence of privately run facilities provided care to millions of Americans. These facilities were privately owned and operated, but the vast majority of their revenue came from the state and federal governments. There were some direct funds but most income resulted from fees charged to the consumer and paid for with social security checks and federal insurance programs like Medicaid.

Higher quality private facilities have emerged that generate their revenue from wealthy individuals who can pay out of pocket and through long term care insurance policies. Care giving is provided to some extent by all members of society either directly through taxation to pay for social programs or by the exercising of insurance policies.

Here is a discussion begun by a man who is seeking long term care insurance for his mother who is in need of care giving and is 79 years old.

Learn More About Your options...

Request your Free Insurance quote and you will receive our Guide to LTC Insurance. The Guide is filled with more information to help you learn even more and its FREE!

Texas license# 1270417