Welcome to LTCinsurance.com the oldest and most respected site on the internet devoted to Long Term Care Insurance.
With a humble beginning in 1996, LTCinsurance is set to celebrate 19 years of assisting consumers to find the best policy which fits their needs and budget.
If you’re ready to get started so are we, just fill out our short contact form and we will provide an instant general quote on the cost of a policy in your area.
On to the details regarding LTC and Long Term Care Insurance
- Know your options -
The LTC Insurance Basics
- Understand Common Terms -
ADL -Activities of Daily Living, Medicaid, Intermediate Nursing Care
- Review Care Giving Issues with -
Our library of Articles
- Recent Government LTC Bills
- Read through or post a question in our Forum
What is long term care insurance?
Long-Term Care Insurance is an insurance policy where the insurance company will pay pre-specified daily benefits (X dollars per day) if the buyer needs long-term care, which can be assisted living, nursing homes, or in home care.
How the consumer pays for Long Term Care
1) Long Term Care insurance policy
These are only three means to pay for this type of care. Most people today have no idea what supportive and assisted living services cost in a nursing facility and at home, and have no concept of how these services are paid for.
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